Privacy Policy

This policy explains how Affordable Insurances and our marketing partner Seekers Marketing collect, use, and share information when you use affordableinsurances.online.

1. Who we are

Affordable Insurances ("we," "us," or "our") operates affordableinsurances.online, a free service that helps consumers request insurance quotes from licensed agents and insurance carriers. The website and our marketing are managed by our marketing partner, Seekers Marketing. This Privacy Policy explains what information we collect, how we use and share it, and the choices you have.

2. Information we collect

Information you give us. When you request quotes or contact us, we collect the details you enter, such as your name, phone number, email address, ZIP code, the type of coverage you want, whether you are currently insured, when you need coverage, and any message you send.

Information collected automatically. When you visit the site we may collect your IP address, browser and device type, pages viewed, the page that referred you, the date and time of your visit, and information collected by cookies and similar technologies.

Consent records. When you submit a quote request we keep a record of your consent to be contacted, including the consent language shown, the date and time, and your IP address, so we can show that consent was given.

3. How we use your information

To match you with licensed agents and insurance carriers and pass along your quote request.
To contact you about your request by phone, text message, or email, as you authorized.
To respond to your questions and requests.
To operate, secure, and improve the website, and to prevent fraud.
To measure and improve our advertising, including through Seekers Marketing.
To comply with law and enforce our Terms & Conditions.

Sharing your request is the purpose of our service. We may share your information with:

Licensed insurance agents, agencies, and carriers matched to your request, so they can contact you with quotes.
Seekers Marketing, our marketing partner, which manages this website, our advertising, and the routing of quote requests.
Service providers who host the site, store data, deliver calls, texts, and emails, or provide analytics, under contracts that limit their use of your data.
Authorities and others when required by law, to protect rights and safety, or as part of a merger, acquisition, or sale of assets.

Because we may receive compensation when your request is shared with agents, carriers, or partners, this sharing may be considered a "sale" or "sharing" of personal information under some state privacy laws. See Your privacy rights for how to opt out.

If you check the consent box on our form, you agree that we, our marketing partner, and matched agents and carriers may contact you at the number and email you provide, including by automated means and prerecorded or artificial voice messages. Consent is not a condition of any purchase.

Reply STOP to any text message to opt out of texts. Reply HELP for help.
Ask any caller to add you to their internal do-not-call list.
Email us to be removed from our list, and we will notify the partners we shared your request with.

Message frequency varies. Message and data rates may apply. Mobile information is not shared with third parties for their own marketing of unrelated products.

6. Cookies and tracking

We use cookies, pixels, and similar technologies to keep the site working, remember your choices, understand how visitors use the site, and measure advertising campaigns, including campaigns run by Seekers Marketing on platforms such as search and social networks. You can choose "Essential only" in our cookie notice, block cookies in your browser settings, or use your browser's Global Privacy Control setting, which we treat as an opt-out request where required by law.

7. Your privacy rights

Depending on where you live, including California, Colorado, Connecticut, Virginia, and other states with consumer privacy laws, you may have the right to:

Know what personal information we have collected about you and how we use it.
Request a copy of your information.
Correct inaccurate information.
Delete your information, subject to legal exceptions such as keeping consent records.
Opt out of the sale or sharing of your personal information and of targeted advertising.
Not be discriminated against for using these rights.

To make a request, email info@affordableinsurances.online with the subject "Privacy Request" or use the contact form on our home page. We will verify your request and respond within the time required by law, usually 45 days. You may use an authorized agent to make a request on your behalf.

8. How long we keep information

We keep quote requests and consent records for as long as needed to provide the service, meet legal and regulatory obligations, resolve disputes, and enforce agreements. Consent records may be kept for up to five years. We delete or de-identify information when it is no longer needed.

9. Security

We use reasonable administrative, technical, and physical safeguards, including encrypted (HTTPS) connections, to protect your information. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.

10. Children's privacy

Our service is intended for adults 18 and older. We do not knowingly collect personal information from children under 18. If you believe a child has provided us information, contact us and we will delete it.

11. Third-party websites

Our site and the agents or carriers who contact you may link to other websites. Their privacy practices are governed by their own policies, which we encourage you to review.

12. Changes to this policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top shows when it was last changed. Material changes will be posted on this page.

13. Contact us

Affordable Insurances
Website: affordableinsurances.online
Email: info@affordableinsurances.online
Phone: +1 (___) ___-____
Hours: Mon–Fri 8AM–8PM EST
Marketing partner: Seekers Marketing