Where you live
ZIP code affects theft, weather, and claim rates, so neighbors can pay very different prices.
Free quotes in all 50 states & DC
Insurance that fits your budget, not the other way around
Answer a few quick questions and we'll connect you with licensed agents who compare auto, home, health, life, business, and renters coverage for you.
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Always free for you. We're paid a referral fee by carriers and partners when a match is made, never by you.
☎ Call an Agentor answer 3 quick questions
- No obligation
- No credit check
- Under 2 minutes
Free to youNo fees, ever. Carriers and partners pay us, not you.
Licensed agentsEvery match is a professional licensed in your state.
One form, many optionsSkip filling out the same details on site after site.
You stay in controlNo obligation, and you can opt out of contact any time.
Coverage we compare
Know what you're buying before you compare
Pick a type to see the coverages agents will quote, and one way to save on each.
Auto insurance
Required in nearly every state, and prices for the same driver can vary widely between carriers. That gap is why comparing pays off.
- LiabilityPays for injuries and damage you cause to others.
- CollisionRepairs your car after an accident, whoever is at fault.
- ComprehensiveTheft, hail, fire, flood, and animal strikes.
- Uninsured motoristProtects you when the other driver has no coverage.
Saving tip: Bundling auto with home or renters, and raising your deductible, are two of the most common ways to lower a premium.
How it works
Three steps to a better rate
Most people finish the form in under two minutes.
Answer a few questions
Tell us what coverage you need, your ZIP code, and how to reach you.
Get matched
We connect you with licensed agents and carriers who serve your state.
Compare and save
Review your quotes side by side and choose the one that fits, or none at all.
What drives your price
Six things that change your quote
Knowing these helps you ask agents the right questions and spot real savings.
Claims and driving record
Recent accidents, tickets, or claims usually raise rates for three to five years.
Coverage and deductible
Higher limits cost more. A higher deductible lowers your premium but raises what you pay after a claim.
Insurance score
In many states, carriers use a credit-based insurance score. Some states limit or ban this.
Age and experience
Younger drivers and new homeowners typically pay more until they build a history.
Discounts you qualify for
Bundling, safe-driver, paid-in-full, and security-device discounts all vary by carrier.
FAQ
Questions people ask before they start
Still unsure? Call us or send a message below.
Is this service really free?
Yes. Comparing quotes costs you nothing. We may receive a referral fee from carriers, agents, or partners when you are matched, at no extra cost to you.
Are you an insurance company?
No. Affordable Insurances is a quote comparison service. We don't sell, bind, or underwrite policies. Coverage is offered by independent carriers and licensed agents.
Who will contact me after I submit?
Only the licensed agents or carriers matched to your request, and Affordable Insurances or our marketing partner Seekers Marketing about your request, using the phone, email, or text details you provide.
Am I obligated to buy a policy?
No. Review your quotes and decide whether any of them fits. There is never an obligation to buy.
Will getting quotes affect my credit score?
Requesting quotes through our form does not run a credit check. Some carriers use a soft inquiry when preparing a quote, which does not affect your credit score.
How do I stop calls or texts?
Reply STOP to any text message, ask the caller to place you on their do-not-call list, or email us and we will remove you from our list and notify partners.
Are the rates I'm quoted final?
No. Quotes may change after the carrier reviews your full information during underwriting.
Contact us
Talk to a real person
Questions about a request, or want to stop contact? We reply within one business day.
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Emailinfo@affordableinsurances.online
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Marketing partnerSeekers Marketing
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